Money Train Slot Review – Demo, RTP & Features

Money Train is a high-volatility online slot from Relax Gaming that takes players on a journey through the Wild West, combining traditional 40 pay-line gameplay with an unusual Money Cart Bonus capable of producing wins of up to 20,000x the bet.

The game uses a 5×4 reel layout with 40 pay-lines and is set around a dusty Western railway station. The reels appear inside a train carriage, accompanied by an upbeat Western-style soundtrack and a selection of outlaws, card suits and other symbols associated with the Old West.

Money Train’s base game is relatively straightforward, with regular symbols appearing stacked and a Wild helping to complete winning combinations. Most of the game’s complexity and winning potential is concentrated in the Money Cart Bonus, where special symbols can collect, increase and expand multiplier values.

Among these are Payers, Persistent Payers, Collectors, Persistent Collectors and Wideners. Landing the right combination of these symbols can transform the bonus considerably as it progresses.

Money Train slot machine has a standard RTP of 96.20%, although using the original Bonus Buy configuration increases the theoretical RTP to 98%. The slot has high volatility, betting from €0.20 to €25 per spin, and a maximum win of 20,000x the stake.

Game Features

Money Train is primarily built around its Money Cart Bonus, but players will also encounter stacked symbols, Wilds and a Bonus Buy option during gameplay.

Stacked Symbols

Regular symbols can appear fully stacked across the reels during the base game. The lower-paying symbols are represented by card suits, while four Western characters make up the premium symbols.

Stacked symbols can help create several simultaneous wins across the game’s 40 fixed pay-lines.

Wild Symbol

The crossed shotguns represent the Wild symbol in Money Train. Wilds substitute for regular paying symbols to help complete winning combinations across the paylines.

Money Cart Bonus

The Money Cart Bonus is the main attraction in Money Train and is responsible for much of the slot’s 20,000x winning potential.

The feature is triggered by landing Bonus symbols on reels 1, 3 and 5. Once triggered, the action moves into another train carriage containing 20 individual symbol positions.

Players start with 3 spins. Whenever a new qualifying symbol lands in an empty position, the number of spins resets to three. This means the feature can continue for considerably longer if new symbols continue to appear. The round ends when all available spins have been used without adding another qualifying symbol.

Money Safe

The Money Safe reveals a multiplier value. Its displayed multiplier contributes towards the final payout from the Money Cart Bonus.

Payer

The Payer reveals its own multiplier value before adding that amount to all other visible multiplier symbols. For example, a 5x Payer would add 5x to the values displayed by the other eligible symbols already on the grid.

Persistent Payer

The Persistent Payer is an upgraded version of the regular Payer. It reveals a multiplier and adds its value to other visible symbols during the current spin and continues doing so on subsequent spins.

Landing one early in the feature can therefore become particularly valuable if the bonus continues for several more spins.

Collector

The Collector reveals its own multiplier before collecting the values displayed by the other visible symbols and adding them to its own value.

The more multipliers already present when a Collector lands, the greater its potential value.

Persistent Collector

The Persistent Collector performs a collection at the end of the spin in which it lands and continues collecting visible values at the end of every subsequent spin.

Unlike the regular Collector, its ability remains active throughout the remainder of the feature. The Persistent Collector does not collect its own displayed value.

Widener

The Widener can dramatically increase the potential of the Money Cart Bonus. When one lands, it reveals a multiplier value and unlocks an additional reel, creating more positions where multiplier and special symbols can land. Additional space provides more opportunities to build the bonus before the spins run out.

Tumbleweed

The Tumbleweed is the least useful symbol in the Money Cart Bonus. It carries no multiplier value and, importantly, does not reset the remaining spin counter when it lands.

Bonus Buy

In versions of Money Train where the feature is available, players can purchase immediate entry to the Money Cart Bonus rather than waiting to trigger it naturally. The original Bonus Buy costs 80x the total bet.

An interesting aspect of the feature is the theoretical return, which increases from the standard 96.20% RTP to 98% when playing through this Bonus Buy configuration.

Feature availability can depend on the casino and local regulations.